Life Insurance Advisory

Protect Life. Secure Income.
Build a Legacy.

At Anuj IMF, we design life insurance strategies that protect families, preserve income, and support long-term financial goals with clarity and confidence.

Life Insurance – More Than a Policy

Life insurance is the backbone of financial planning. It ensures that your family’s lifestyle, responsibilities, loans, and dreams remain protected even in your absence.

A correctly structured life insurance plan provides:

  • ✔ Guaranteed financial support to dependents
  • ✔ Coverage against income loss
  • ✔ Wealth creation over time
  • ✔ Retirement & legacy planning
  • ✔ Tax efficiency under Sections 80C & 10(10D)
Who Needs Life Insurance?

✔ Salaried professionals

✔ Business owners & entrepreneurs

✔ Young parents

✔ Self-employed individuals

✔ High-net-worth families

Life Insurance Guide

How Many Types of Life Insurance Are There?

Life insurance products are designed to serve different financial goals. Broadly, life insurance in India is categorized into 6 major types, each serving a specific purpose.

1. Term Life Insurance

Pure protection plans that provide high life cover at very affordable premiums. Ideal for income protection and loan security.

✔ No maturity value
✔ High coverage
✔ Best for earning individuals

2. Whole Life Insurance

Provides life cover for the entire lifetime (up to 99 or 100 years). Suitable for legacy planning and wealth transfer.

✔ Lifetime protection
✔ Guaranteed benefits
✔ Estate planning focused

3. Endowment Plans

Combination of insurance and savings where a lump sum is paid on maturity or to nominees in case of demise.

✔ Fixed returns
✔ Low risk
✔ Ideal for conservative investors

4. ULIPs (Unit Linked Insurance Plans)

Market-linked plans that combine life insurance with equity and debt investments for long-term wealth creation.

✔ Investment + protection
✔ Tax efficient
✔ Long-term wealth growth

5. Child Insurance Plans

Designed to secure a child’s education and future milestones even if the parent is not around.

✔ Education protection
✔ Waiver of premium benefit
✔ Goal-based planning

6. Pension & Annuity Plans

Retirement-focused plans that provide regular income after retirement to ensure financial independence.

✔ Post-retirement income
✔ Financial stability
✔ Ideal for retirement planning

Choosing the Right Life Insurance

Selecting the right life insurance depends on your age, income, liabilities, family responsibilities, and long-term goals. At Anuj IMF, we analyze your complete financial profile and recommend the most suitable life insurance solution — not just a policy, but a strategy.

Life Insurance Solutions We Offer

Tailored protection aligned with your life stage and goals

Term Life Insurance

High-value protection at minimal cost. Designed purely for income replacement and liability protection.

ULIPs

Combines life cover with equity & debt investments. Suitable for long-term wealth creation and disciplined investing.

Endowment Plans

Savings-oriented plans providing guaranteed maturity benefits along with life cover.

Child Education Plans

Secures your child’s future education and milestones, irrespective of uncertainties.

Whole Life Plans

Lifetime protection up to 99–100 years, ideal for legacy and estate planning.

Pension & Annuity Plans

Ensures steady post-retirement income and financial independence.

Life Insurance Companies We Work With

Anuj IMF partners with leading IRDAI-approved insurers

LIC of India

India’s most trusted life insurer

HDFC Life

Private sector leader

ICICI Prudential

Strong investment-focused plans

SBI Life

Backed by India’s largest bank

Max Life

Protection & savings expertise

Tata AIA

Global expertise with Indian trust

Why Clients Choose Anuj IMF

  • ✔ IRDAI-registered Independent Mutual Fund & Insurance Advisory
  • ✔ Multi-insurer unbiased comparison
  • ✔ Goal-based insurance planning
  • ✔ Claim assistance & lifetime support
  • ✔ Annual policy health check

Trusted. Transparent. Professional.

Your long-term financial partner