Government & Special Insurance Schemes

Government-backed insurance programs designed to deliver affordable healthcare, life protection, pension security, crop insurance, employee welfare and financial stability across individuals, families, farmers and businesses.

Health & Life Protection Schemes

Social security initiatives ensuring essential health coverage and family protection.

Ayushman Bharat – PM-JAY

Cashless hospitalization cover up to ₹5 lakh per family per year for eligible households.

PM Jeevan Jyoti Bima Yojana

Life insurance offering ₹2 lakh death cover at affordable annual premiums.

PM Suraksha Bima Yojana

Accident insurance providing coverage for death and permanent disability.

Aam Aadmi Bima Yojana

Life and disability insurance for economically weaker sections.

Varishtha Mediclaim Policy

Hospitalization coverage tailored for senior citizens.

Niramaya Health Insurance

Healthcare cover for persons with disabilities and long-term care needs.

Employee Welfare & Pension Schemes

Workforce protection and retirement security programs.

Atal Pension Yojana (APY)

Guaranteed pension for unorganized sector workers after retirement.

Employees’ State Insurance (ESI)

Medical and social security benefits for organized sector employees.

EPF Linked Insurance (EDLI)

Life insurance protection linked with EPF membership.

Central Government Health Scheme

Healthcare services for government employees and pensioners.

Agriculture, Credit & Trade Insurance

Risk mitigation solutions supporting farmers, MSMEs and exporters.

Pradhan Mantri Fasal Bima Yojana

Crop insurance protecting farmers against natural calamities and yield loss.

Weather Based Crop Insurance Scheme

Weather-index insurance covering rainfall and climate risks.

Credit Guarantee / Credit Insurance

Government-backed risk cover to promote MSME and priority sector lending.

Export Credit Guarantee Corporation

Protection for exporters against payment defaults and political risks.

Why Government & Special Insurance Matters

Affordable Coverage

Designed for mass inclusion at minimal cost.

Government Backed

High trust and sovereign support.

Social Security

Protects health, income and retirement.

Advisory Integration

Complements private insurance planning.

Need Expert Guidance on Eligibility & Enrollment?

Anuj IMF helps individuals, families, employees, farmers and businesses identify, enroll and optimize the right government and special insurance schemes for complete financial protection.

Consult Anuj IMF