Leverage the value of your residential or commercial property to meet high-value personal or business financial needs at lower interest rates.
A Property Loan, also known as a Loan Against Property (LAP), is a secured loan where you leverage the value of your residential or commercial property to meet major financial needs — without selling your asset.
This type of loan allows individuals, professionals, and businesses to unlock the true potential of their property by converting it into readily available funds at significantly lower interest rates compared to unsecured loans.
A Property Loan is not just borrowing money — it’s a strategic financial decision that helps individuals and businesses unlock the real value of their assets.
Being a secured loan, property loans offer interest rates much lower than personal or business loans — saving lakhs over time.
Borrow up to 70–75% of your property’s market value, making it ideal for large financial requirements.
Repayment tenures of up to 20 years help reduce EMI burden and maintain smooth monthly cash flow.
Use funds for business expansion, education, medical needs, debt consolidation, or home renovation — no restrictions.
You continue using your property while leveraging its value to meet important life and business goals.
Property loans help improve credit score, manage liabilities better, and build a strong long-term financial structure.
Eligibility for a Property Loan depends on multiple financial and property-related factors. Our experts assess your profile holistically to offer the best possible loan solution.
Salaried individuals, self-employed professionals, business owners, partnerships, and companies are eligible to apply.
The property must be self-owned with a clear, marketable title and legally approved construction.
Stable income source with consistent cash flow and repayment capacity based on bank norms.
A healthy credit score and disciplined repayment history improve approval chances and interest rates.
Loan amount is calculated based on property market value, location, age, and usage (residential / commercial).
Even if you’re unsure about eligibility, our IMF experts help structure your case for maximum approval.
Eligibility Check
Document Submission
Property Valuation
Approval & Disbursement
Best possible offers
Complete support
No hidden charges
Quick turnaround
Speak with our experts today and unlock the true value of your property with confidence and clarity.
Apply for Property Loan