General Insurance Vertical

Protecting Assets,
Mitigating Uncertainty.

Comprehensive General Insurance solutions covering health, motor, property, travel, commercial assets, and liability risks — structured with precision and claim certainty.

Multi-Insurer

Unbiased Comparative Edge

IRDAI Regulated

Compliance Driven Model

24/7 Advocacy

Claim Settlement Support

What is General Insurance?

General Insurance provides financial protection against non-life risks such as medical emergencies, accidents, asset damage, theft, travel contingencies, and business liabilities.

Unlike life insurance, general insurance policies are typically short-term and are designed to indemnify losses arising from unforeseen events.

Risk Transfer Mechanism

Shifts financial burden from individual or enterprise to insurer.

Asset & Liability Protection

Covers physical assets, legal liabilities & health risks.

Types of General Insurance

General Insurance protects individuals and businesses against financial losses arising from health issues, accidents, property damage, travel risks, operational failures and legal liabilities.

Motor Insurance

Coverage for cars, two-wheelers and commercial vehicles against accidents, theft, fire, natural calamities and mandatory third-party liabilities.

Health Insurance

Financial protection against medical expenses including hospitalization, surgeries, critical illnesses and preventive healthcare benefits.

Travel Insurance

Protection during domestic and international travel covering medical emergencies, trip cancellation, delays, baggage loss and passport issues.

Home Insurance

Covers residential property and household contents against fire, theft, earthquakes, floods and other unforeseen risks.

Fire Insurance

Protection for buildings, machinery, stock and assets against losses caused by fire, explosion, lightning and allied perils.

Marine Insurance

Coverage for goods and cargo against loss or damage during transit by sea, air, rail or road, including import and export shipments.

Commercial / Business Insurance

End-to-end protection for business assets, employees, operations and financial risks ensuring continuity and compliance.

Liability Insurance

Covers legal liabilities arising from third-party injury, property damage or negligence claims against individuals or organizations.

Personal Accident Insurance

Provides compensation in case of accidental death or disability, ensuring income protection and family security.

Engineering Insurance

Coverage for construction projects, plant machinery, boilers and electronic equipment against accidental damage or breakdown.

Aviation Insurance

Insurance for aircraft, aviation operations, passenger liability, cargo liability and third-party risks.

Crop / Agriculture Insurance

Protection for farmers against crop loss due to natural calamities, weather uncertainties, pests and diseases.

Cyber Insurance

Safeguards businesses against cyber attacks, data breaches, ransomware incidents and digital fraud losses.

Credit Insurance

Protects businesses against non-payment or default risk by buyers and trade partners.

Surety Insurance

Provides financial guarantees ensuring fulfillment of contractual obligations in projects and infrastructure contracts.

Burglary & Theft Insurance

Covers loss or damage to property and valuables due to burglary, housebreaking or theft.

Fidelity Guarantee Insurance

Protects employers from financial loss caused by fraud or dishonest acts committed by employees.

Professional Indemnity Insurance

Coverage for professionals against claims arising from errors, omissions or professional negligence.

Directors & Officers (D&O) Insurance

Protects directors and senior management from personal liability due to managerial or regulatory actions.

Product Liability Insurance

Covers manufacturers and sellers against claims arising from defective products causing injury or damage.

Who Needs General Insurance?

General Insurance is essential for individuals, families, professionals, and enterprises exposed to financial loss due to health risks, accidents, property damage, or legal liability.

  • ✔ Salaried & Self-Employed Individuals
  • ✔ Families with Dependents
  • ✔ Business Owners & MSMEs
  • ✔ Property Owners & Landlords
  • ✔ Professionals & Consultants

Why Choose Anuj IMF?

We act as your risk advisor — not just an insurance distributor. Our focus is correct coverage, claim certainty, and long-term protection.

  • ✔ Multi-Insurer Comparison
  • ✔ IRDAI Compliant Advisory
  • ✔ Claim Support Desk
  • ✔ Policy Lifecycle Management

Trusted Advisory

Asset & Risk Protection Experts

Scientific Risk
Assessment Protocol

We move beyond traditional sales. Our Sales Officers utilize a proprietary 4-pillar risk assessment to evaluate your true financial exposure.

Liability Mapping

Detailed analysis of outstanding debts, mortgage covers, and future inheritance planning.

Human Life Value (HLV)

Ensuring term insurance coverage is mathematically sufficient for income replacement.

Integrated Vertical Ecosystem

Direct procurement channels across all major insurance categories.

Life & Annuity

Solicitation focusing on family protection, child education, and guaranteed retirement income.

Health Architecture

3-layer medical safety net: Individual Coverage, Super Top-ups, and Critical Illness.

General Assets

Protection for tangible assets, commercial fleet, and corporate liability risks.

Claim Settlement Advocacy Desk

Our technical desk operates as a professional intermediary to ensure zero discrepancy and swift disbursement of legitimate claims.

AMBALA HQ

Dedicated Support Team